When I was growing up, church activities were our entertainment — especially in middle school and high school. And the big event every weekend was a dance. I grew up in Southern California, in Riverside. My dad was a professor at UCR, so we went wherever the dances were happening — Riverside, Costa Mesa, Corona, […]
As you know, we’ve moved to Utah, and lately we’ve been unpacking the garage and closets to get ready for a party this weekend. In the middle of it all, my husband brought me a box from his office and said, “I think this is yours.” Inside were three old, envelope-sized wallets. One was black […]
January always puts compliance top of mind for me. Especially if you run a business in states like California, New York, Illinois, or Oregon—places where employment rules, benefits requirements, and reporting laws change often. If you don’t have a system to track those changes, you’re left hoping nothing slips through the cracks.Years ago, when I […]
As you start a new year, you’ll hear a lot of advice. But the truth is—growth doesn’t come from effort alone. It comes from systems. My brother David was 6’4” and a serious bodybuilder.He didn’t “wing it” at the gym.You’d call him on a weekday and say, “Hey, want to grab lunch?”And he’d say, “Nope. […]
You’ve seen the commercials. But here’s what no one is talking about: Your business needs to get in shape too. Most entrepreneurs start a business for freedom—more time, more flexibility, more financial security.And yet… somewhere along the way, the business becomes exhausting, stressful, and cash-hungry. Here’s the good news:There are simple things you can do […]
This is our first year living in Utah, and on December 27th — the morning we celebrated Christmas with all three of my daughters, my son-in-law, and our three grandchildren — we woke up to a light dusting of snow. It hasn’t snowed much since we moved here. In fact, this little snow didn’t even […]
Have you ever noticed how easy it is to avoid your finances?There’s no deadline.No one’s waiting on it today.No fire to put out. So we tell ourselves: I’ll do it tomorrow. Stephen R. Covey said it best: “The key is not to prioritize what’s on your schedule, but to schedule your priorities.” As business owners, […]
As many of you know, I own a short-term rental business in Lake Arrowhead, California — we own a big, beautiful home we host for family reunions, birthdays, events, and even church retreats. This week, a property manager friend called me asking about insurance for her cleaning company. Totally valid question — but as we […]
Okay — if you’re reading this, I’m going to assume you either: a) already opened your Relay account, orb) you’re about to… because it takes less than 10 minutes. Seriously — you only need: No long appointments. No endless paperwork.No “bring your firstborn” requirements like Chase. If you haven’t opened Relay yet, do that first […]
Karen here — coming to you from our new home in Utah! We’ve been here about 5–7 weeks now, and we really love it. The neighbors have been kind, our church community has been incredibly welcoming, and it’s already starting to feel like home. But let me confess something… Even though the house was move-in […]
