The Profit Letters

If you’ve been following me, you know we’re in the middle of moving from California to Utah. We’ve looked at 40+ houses (yes, 40!) and made four offers.

Our favorite house?

We’re the backup. The first buyers are trying to get what’s called a bank statement loan—which basically means they run a business but don’t have the tax history to prove income yet. They had to show financing by last Friday… and they didn’t. So we thought Monday was our big day.

But instead, they decided to gamble $35,000 in earnest money and keep trying. Now we wait until September 19th to see if their financing really comes through.

Here’s the thing—this whole process has been about pivoting.

  • Backup offers.
  • Contingency offers.
  • Waiting on deadlines.
  • Shifting strategy every few days.

And honestly? That’s the magic sauce of entrepreneurship. Things rarely go as planned. You pivot. You adjust. You don’t just keep doing the same thing hoping for a different outcome.

But that’s exactly what I see so many entrepreneurs doing with their finances:

  • Sticking to broken cash flow habits.
  • Using high-interest credit cards to plug holes.
  • Shuffling money from Peter to pay Paul.
  • Lying awake at night, stressing over payroll.

Same old habits → Same old problems.
Strategic pivots → Relief, clarity, and profits.

If you’re ready to stop repeating the same financial stress patterns, we can help. At Finance MakeOver, we’ll give you the roadmap, systems, and support so you can finally sleep at night—without worrying if payroll or bills will get covered.

Because in business—just like in house hunting—the ones who pivot win.

Profitably Yours,

Karen Lake

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Because in business—just like in house hunting—the ones who pivot win.