Karen Lake here from Finance MakeOver

If you are always looking at your business bank balance before payroll or making big purchases –  this video is for you. 

Years ago, when I first started using a cash flow system, it looked like this:
A Google Sheet
Manual transfers every two weeks
Weekly meetings with my bookkeeper

It worked well—but it was a dealio.
And every little mistake added stress and second-guessing.

Fast forward to today…

With Relay, my banking is automated, organized, and strategic.
When income comes in, Relay automatically splits it into all the right accounts:

• Mortgage
  
• Operating Expenses
  
• Profit
  
• Taxes
  
• Rainy Day Fund
  
• Owner’s Pay

It’s like having a built-in cash flow assistant that never forgets, never takes a day off, and never overspends.

But here’s the game-changer…
Relay banking lets you create spending controls too:

• Assign cards by team member, vendor, or project
  
• Set spending limits
  
• Control access
  
• Track it all in real time

That’s how you prevent leaks, overspending, and “I didn’t know that came out this week” surprises.

We also use Relay to help our clients graduate from their current allocations (what’s happening now) to their target allocations (what creates real profit and peace of mind).

Maybe right now, you’re only taking 2% for profit.
But your goal is 10%.

We don’t make that leap overnight. We build it quarter by quarter—just like strength training.
Lift a little more each time. Grow your margins without breaking your business (or your nervous system). Relay is the tool that makes this all possible—without spreadsheets, guesswork, or willpower.

“Profit doesn’t happen by accident. It happens because you plan for it.”